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Tag: travel

How to Use Credit Cards Smartly for Traveling

How to Use Credit Cards Smartly for Traveling

*This is a collaborative post.

 

Credit cards are popularly used for traveling abroad or making an international trip. One may be traveling for a business trip or a vacation, having a credit card assures one of always having access to funds. The credit card is equally essential documents just like your boarding pass or passport. Having a credit card makes life easier, especially when one is traveling.  You can use to buy groceries, pay food bills or fill your gas tank.

However, one must do their homework ahead of time so that they make good use of the credit cards. It is indeed smarter to make smart use of the credit card.   Here is some advice on how to use your card and money wisely when you travel.

Travel credit card offers
Travel credit card offers are always lucrative, but those offers are best for those who are debt-free.  Those offers can be redeemed for airfares or cold hard cash. Credit card companies are partnering with various travel brands to entice consumers. Take advantage of those loyalty points, exclusive discounts, and bonuses. However, do some research before buying any credit card and go for the most suitable for you. Just keep in mind that is no perfect card as each comes with its own benefits.

Earn miles and points
Travel credit cards offer points and miles and based on how much you spend, you get points or earn miles. This is your opportunity to earn free points and miles. However, one has to be a bit disciplined here, or it is tempting to spend those hard-earned miles or points. In order to make most out of a travel credit card, use it only for planned purchases and do not overspend.

Pay Bills on Time
When you never miss out on payments or travel cards, your payment history not only builds your reputation but enhances your credit score. Thus, once you sign up for a travel credit card, you should pay your bill in full and on time. That will help to keep away from any penalties on the risk of lowering your credit score. If you carry a low credit score, it is likely that you would not be offered any of those travel rewards.

Foreign transaction fees
The majority of credit cards will charge a fee of 3% fee when you use them abroad. Go for a card that offers you a reasonable exchange rate.  Avoid those cards were you have to pay a fee every time you use the card. One should avoid those overseas fees and save their hard earned money. So, make sure get the best possible exchange rate on your purchases overseas.

Look for special offers
Your credit card may provide some additional travel benefits, and a common perk is rental car insurance. Thus, you may be entitled to some form of travel insurance because of your card. Or, your travel card may offer you the facility of calling legal assistance or a referral to medical facilities.

 

 

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Holidaying in Corfu – Memories that Last a Lifetime

Holidaying in Corfu – Memories that Last a Lifetime

*This post was written in collaboration with Holiday Gems.

 

Of all of the holidays we go on, there are just some that really stick in ours minds. We’ve all had those breaks where we feel so much happiness and contentment, like we never want to go home. Those destinations that find a place in our hearts and where we create memories that really do last a lifetime. For our family, most of our Holiday Gems, memories that we’ll always hold onto, were made in the beautiful Corfu.

 

Happiness and contentment –

The first time we visited Corfu, we were instantly taken aback by how beautiful and the blue the sea is over there. When the sun shines on the water it’s as though the ocean sparkles right back at you. There’s nothing more idyllic than taking in the evening sun, with the warm breeze passing by and the sea twinkling at you as the waves move. It makes you feel so content, like you’re the only people in the world with no worries on your mind. Not only is the sea crystal clear, it’s also warm. There’s just something about dipping your toes in to a warm ocean at the end of the day. Utter bliss!

 

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Adventure and exploration –

As much as we like to rest on holiday and take some time out from the stresses and strains of everyday life. We also like to have a little adventure and explore the local surroundings. Heading out of the centre of Corfu is a real eye opener and an experience that we will never forget. We hired mopeds, which was an adventure in itself and headed out into the ‘sticks’. Far away from the hustle bustle of the tourist locations, that are so different from real life in Corfu.

There were women dressed in what we’d see as rags, working in the heat of the day. They had donkeys to help them with their tasks. The donkeys also carried baskets of fruit over their backs, it’s amazing to see these old methods of work still well practised. We’ll also never forget the snakes that would slither across the road in front of us, out to get warm in the midday sun. I’m not a snake fan and wouldn’t get close to them, nevertheless the apparent normality of the occurrence is something I won’t forget!

One of the most amazing things about the landscape in Corfu are the rows of brightly coloured lemon trees. The people over here live off of the land so much more than we do and it’s humbling to see how happy it makes them. I really do think we could learn a lot from their way of life.

 

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Celebrations –

We also love to have a little fun whilst on holiday. One of the best ways to do this is to experience the culture of the place you’re visiting. Whilst in Corfu we had one of the best nights we’ve ever had, when we experienced the kinds of cultural dancing that we just don’t see over here. Not only did the locals have moves to put ours to shame, they also threw in a little plate smashing for good measure. I’ve never appreciated before just how fun a little plate smashing can be!

 

Where is your favourite holiday destination?

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Holiday Bucket List – History, Relaxation & Wildlife!

Holiday Bucket List – History, Relaxation & Wildlife!

With a whole new year ahead of us, Hubs and I cant help but think about holidays. There are so many destinations that we would love to visit, from places to spend time relaxing on a beautiful beach. To heading out into the towns and cities of new places around the world, taking in their customs and culture. With two young children in tow, travelling doesn’t always come easy, but we have a holiday bucket list packed full of our dream holiday choices. Whether we get to visit them sooner, or later they’re places that we can’t wait to explore!

Having limited travel experience myself, means that I have an array of places on my list. All offering different things. Hubs has travelled much more than me, he knows that beach holidays aren’t really his cup of tea. For that reason his dream destinations are full of culture and history, with so much to see and learn. Between us though and with a little help from Destination 2, we have managed to choose three places from our holiday bucket list that for us are a must visit!

 

History: Greece –

First on our list is Greece. A destination that is steeped in history and culture. I would love to hire bicycles to explore this amazing place, taking in the architecture of famous landmarks. Hubs and I would also love to explore life in Greece off of the beaten track. I’m always amazed by how other people live and I’m sure we could learn a thing or two about living out in the sticks. Imagine what life would be like without our smartphones and the world at our finger tips. This trip would surely induce a lot of soul-searching. Greece is a destination that I’m positive we would never forget.

 

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Relaxation: Seychelles –

Even though relaxation isn’t at the top of my husbands to-do list, that doesn’t mean that I don’t like to indulge every now and again! I love nothing more than taking some time out in idyllic surroundings, with a good book to escape every day life. I would love to experience the breathtaking views of golden sands and clear blue oceans. Having researched this area, I’m awestruck by the perfect coves surrounded by extraordinary sea life and exotic plants. I really believe that this would be the holiday of a lifetime, with there being such a contrast to how we live our lives over here. I think this is the ideal destination for us to visit as our girls get a little older. There’s so much for them to see and experience, it’s a holiday that we’d want them to remember!

 

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Wildlife: Sri Lanka –

I’ve always been a lover of wildlife, as I would much rather see the worlds amazing animals in their natural habitats. There are so many beautiful animals that I would love to see and I’m sure that Sri Lanka is the place to go to witness them. I know that this would be spectacular for our girls to experience too, you just can’t put a price of the beauty of the natural world. Holidays in Sri Lanka are often accompanied by wildlife tours. It’s possible to see elephants, whales, leopards and exotic birds among so much more. There’s even the opportunity to head on safari and to camp out in the wild. This really is my dream holiday destination, I get all excited just thinking about it!

 

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Over the next few years as our girls are more able to travel longer distances, we are sure to visit these amazing places. Hubs and I will make it our mission to allow our girls to experience the world as much as we possibly can. All we have to do now is decide where we’re heading first!

 

What destinations are on your holiday bucket list?

 

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*This post was written in collaboration with Destination 2. As always, all thoughts and opinions are my own. 

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